Bank financing concerns any individual company or company that wishes to develop its activity by: > business creation; > capital investment (acquisition of machinery or equipment); > international expansion; > the need for liquidity (payment of suppliers, balance non-payment by customers); > organic growth (development of its activities, creation of subsidiaries); > external growth (merger or buyout of another company)..

Financial exchanges create the most value for countries, structures or individuals. Instead of hoarding its wealth, investing in it contributes to the development of the economy and at the same time makes big profits. The finance market may be large and complex, but it can offer real strengths. The bank in particular collects private investments for a redistribution on the market. Specific methods and guidelines make the most of your investment..

We also talk about « revolving credit ». The credit card is a credit card that provides a credit reserve, that is to say a sum of money available to the credit card holder. The borrower can use this reserve of money in whole or in part. This reserve decreases when the borrower uses it and replenishes when making repayments. The borrower pays interest only on the sums actually borrowed which do not necessarily represent the entire reserve. The credit card allows two types of transactions: • withdrawal from ATMs; •payment..

Individual bank account, joint accounts, joint accounts: according to a 2017 survey of Panorabanks, 61% of clients are exposed at least once a year and 25% of respondents ensure to be at least once a month. Bank financing As soon as a payment incident occurs, a bank account is subjected to a string of fees (rejection fees, intervention fees, billing fees, etc.) invoiced to the holder..

Online banking. Transfer online. And other services

Each establishment determines its pricing policy. However, the law regulates certain fees by capping them. Bank charges are related to the services provided by the bank or irregularities in the operation of the account or payment incidents. How to know and compare bank charges? What are the capped costs and the amounts prescribed by the regulations? What are the French banks’ commitments to limit costs for financially fragile customers and subscribers of the specific offer? To know everything about bank fees, consult our file!